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Your vehicle can be a fairly costly investment—one that is exposed to many potential losses that are out of your control. We’ll make sure you have the protection you need at a price you can afford.

Learn more about finding the best companies and providers of home and auto insurance (for your bundled car and home policy) with Premier Shield Insurance Bundles in MA, OH, VA, SC, NM, CT RI, NH, ME, and TX.

Insurance for the vehicle you rely on daily.

A car or truck is often your biggest asset aside from your home. Auto insurance protects against potentially crippling financial losses and the sheer inconvenience of being without transportation.

What is the minimum required coverage?

Remember, not all car insurance is created equal. Some auto insurance policies simply meet legal requirements. In most states, this means your auto insurance will cover the damage you cause to other cars in collisions. However, auto insurance in some no-fault states will also cover your own car or truck. Additionally, the law usually states that auto insurance policies must cover some medical bills that result from a car crash.

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Bodily Injury Liability Coverage

Risk Factor

It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.

Solution

Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.

Property Damage Coverage

Risk Factor

When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else’s property. Usually this means damage to someone else’s car, but it can really be any property damaged by your vehicle.

Solution

Property damage coverage protects you if your car damages someone else's property, such as another car, a fence, or building front. When choosing your property damage liability limits, you should consider all of your assets, including your home and future earnings because if you don't have enough coverage to protect all of your assets, those assets could be at risk if you're liable for damages that exceed your coverage limit. Consider having a higher limit of liability coverage – it may help you avoid having to pay out-of-pocket after an at-fault accident.

Medical Payments Coverage

Risk Factor

Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it’s not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health care plan.

Solution

Medical payments coverage can help cover all reasonable medical expenses and funeral expenses of covered drivers and passengers after an accident, regardless of fault. In most states, it's an optional addition to your car insurance policy.

Uninsured / Underinsured Motorist Damage Coverage

Risk Factor

What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, takes off? According to the Insurance Research Council, this happens more than you might expect. In fact, it is estimated that one in seven drivers go uninsured, leaving you to pay out-of-pocket for damages and medical expenses not covered by the other driver.

Solution

Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.

Physical Damage Coverage

Risk Factor

Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.

Solution

Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.

Transportation Expenses / Rental Coverage

Risk Factor

When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.

Solution

Transportation expenses/rental coverage is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.

Take your auto policy further with beneficial add-ons.

Other auto insurance policies go further and protect your car or truck if it is stolen, damaged or destroyed by fire, or damaged in a car accident that doesn’t involve any other vehicles. You can also get policies that protect your car if it is damaged by an uninsured driver.

Talk with us and ensure you have the proper car insurance coverage in place with the right insurance company. Otherwise, you’re putting yourself, your family, and others at risk.

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Premier Shield is a local, Auburn Massachusetts-based, independent auto/home agency, specializing in helping high-value homeowners, as well as new & first-time homebuyers, find the best home insurance coverage and policy.

Trust & experienced Premier Shield insurance agents can help you shop and compare different insurance carrier rates and coverage options. Our local MA car insurance agents can help you find a better insurance policy and a lower cost.

Working with a Premier Shield agent makes switching insurance companies simple & easy saving you both time and money trying to get quotes from big insurance companies and secure better car and home insurance company bundles and lower premiums.

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Learn more about Auto Insurance Companies (offered by Premier Shield Insurance)

Work with highly and top-rated auto and car insurance companies, carriers, and providers near you with the help of “independent insurance agents” at the Premier Shield Insurance agency.

Find lower auto insurance coverage options and cheap car insurance quotes online with Premier agents.

 

Resources and Information about Car Insurance

 

If you’re a new Premier Shield auto insurance customer, you can service your auto or home insurance policy with 24/7 phone & online access here.

If you are currently not a Premier Shield Insurance agency customer but you would like help with your current 2021 or 2022 auto insurance policy we can help!

Premier Shield auto insurance agents help you by shopping and comparing new insurance providers. Our trusted & local auto agents help you with evaluating your current coverage, with more comprehensive policy choices/options.

Find cheaper car insurance policies with money-saving insurance discounts, better coverage options, packages & bundles, and lower automobile insurance policy costs.

Discover working with an independent auto insurance agent, can help you lower rates, find better policy prices, and custom coverage options with cheap car insurance quotes from Premier Shield (in Massachusetts, Connecticut, New Hampshire, New Mexico, Ohio, Virginia, South Carolina, Maine, Texas, and Rhode Island) learn more about Premier Shield Insurance’s products and coverage area.

If you have a Premier Shield Car Insurance company competitor (companies like Allstate, American Family, Amica, Arbella, Concord Group, Esurance, Erie, Farmers, Foremost, GEICO, Liberty Mutual, MAPFRE/Commerce, Mercury, Metlife, Norfolk & Dedham, State Farm, National General, Nationwide, Progressive, The General Insurance, The Hartford, Travelers, USAA, or Vermont Mutual) you may be “experiencing car insurance price increasing in 2021/2022

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Frequently Asked Vehicle & Car Insurance Questions

Learn more about commonly asked insurance-related questions by visiting our FAQ section.

  • Q: Where can I find cheaper car insurance in Massachusetts?

     

    A: “Find lower premiums for your Massachusetts personal auto insurance policy with Premier Shield’s low-cost car insurance quotes.

     

    Q: What is an automobile insurance company policy deductible?

    A: “Your car’s insurance policy deductible is basically the amount you pay out-of-pocket BEFORE coverage auto insurance coverage kicks in. So if you have selected a $1,000 deductible, you’re responsible for all damages up to $1,000 before the insurance company claims payments start.

Save Money with Insurance Coverage and Rates for New & Used Cars with Premier Shield Car Insurance

In 2021 & 2022 consumers are switching to Premier Shield to “Save Money” and find lower insurance company quotes, prices, premiums, and rates for “New & Used Cars” with car insurance quotes from Premier Shield Car Insurance.

 

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Learn more about”Massachusetts Auto and Car Insurance”

Did you know that you can learn more about “US car insurance” and more about how to find the best company, coverage, policy, and rate for your 2021 & 2022 “Massachusetts Auto and Car Insurance” online with Premier Shield Insurance Agency’s “MA Auto & Car Insurance Coverage“? Learn more about the Premier Shield Insurance agency on our “about our agency section“.

Massachusetts Automobile Insurance Policy by Towns

Find, discover, and explore local agent’s rates (for your Massachusetts Automobile Insurance Policy) with “online quotes for car insurance” by Towns with Premier Shield. Learn more about how to find lower rates and prices for your coverage with the help of local agents that help you find the “Best Cheap Car Insurance in Massachusetts“. Get started with lower rates and cheaper car insurance in MA by requesting a Premier MA auto insurance quote online.

Find out the answer to your question “Why do vehicle insurance prices in Massachusetts rise every year”? and how you can secure lower rates and policies for vehicles with local Premier agents for cars.

Learn more about finding a lower price for your 2021 or 2022 vehicle insurance coverage in the following Massachusetts communities “Premier Insurance Companies” offer cheap & affordable quotes for auto insurance:
Learn more about how to get the best company for your situation with home car insurance agents at the Premier Shield Insurance agency.

Best Cheap MA Independent Auto & Car Providers and Companies with Low-Cost Rates and Policies with Premier Shield

Find cheaper (RATES, PRICES, QUOTES, POLICIES+COVERAGE) for your Massachusetts auto insurance policy with Premier Shield in the following MA towns:

Learn more about our Premier Home/Auto Insurance Coverage Area

For residents in Massachusetts, local independent auto and home insurance at Premier Shield Insurance offer

Premier Shield Insurance independent local “Massachusetts agents” are able to provide several high-quality personal lines insurance products to help cover and protect you and your family. Learn more about “home and auto insurance agents in MA” for “bundling your vehicle and property insurance in Massachusetts” online with the help of local auto and home insurance bundling specialists at the Premier Shield agency.

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Auto & Carproperty & homeownerscondorentersmotorcycleboatflood, and umbrella insurance company quotes & policies in the following states:

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Learn more about our agency’s “better & cheaper” insurance quotes by calling us today at 1-774-847-7746 or feel free to go to our “agency’s website” and click or request a quote online by clicking the products below.

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